Which of the following insurance coverage does not cover total loss of or damage to cargocaused by earthquake or lightning? (  )

Thebanksonthebuyer’ssideonL/Carrangementare____.

The banks on the buyer’s side on L/C arrangement are____.

The marine cargo insurance premium rates may vary depending on factors such as ____.

Afreightforwardershalltakeintoaccounttheroute,themodeoftransportandapplicableregulations,ifany,inthe______.