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Inwhatseemsliketheprehistorictimesofcomputerhistory;theearth’spostwarera,therewasquiteawidespreadrumorthatcomputerswouldtakeovertheworldfrommanoneday.Alreadytoday,lessthanfiftyyearslater,ascomputersarerelievingusofmoreandmoreoftheroutinetasksinbusinessandinourpersonallives,wearefacedwithalessdramaticbutnotlessforeseenproblem.Peopletendtobeover-trustingofcomputersandarereluctanttochallengetheirauthority.Indeed,theybehaveasiftheywerehardlyawarethatwrongbuttonsmaybepushed,orthatacomputermaysimplymalfunction.Obviously,therewouldbenopointininvestinginacomputerifyouhadtocheckallitsanswers,butpeopleshouldalsorelyontheirowninternalcomputersandcheckthemachinewhentheyhavethefeelingthatsomethinghasgonewrong.Questioningandroutinedouble-checksmustcontinuetobeasmuchapartofgoodbusinessastheywereinpre-computerdays.Maybeeachcomputershouldcomewiththewarning:forallthehelpthiscomputermayprovide,itshouldnotbeseenasasubstituteforfundamentalthinkingandreasoningskills.
37.Accordingtothepassage,theauthorwouldprobablydisapproveof__________.
A.investmentincomputers
B.completedependenceoncomputers
C.double-checkoncomputers
D.theuseofcomputer
38.Intheauthor’sopinion,peopleshould__________.
A.bereasonablydoubtfulaboutcomputers
B.usecomputersforbusinesspurposesonly
C.substitutecomputersforbasicthinking
D.checkalltheiranswerswhenusingcomputers
39.Whatissuggestedinthispassage?
A.Computerwon’tchangeourpersonallives.
B.Computercancreateunforeseenproblems.
C.Computerhastakencontroloftheworld.
D.Computercannotaffectourbusinesses.
40.Whatisthemainpurposeofthispassage?
A.Tolookbacktotheearlydaysofcomputers.
B.Toexplainwhattechnicalproblemsmayoccurwithcomputers.
C.Todiscourageinvestmentincomputers.
D.Towarnagainstamentallylazyattitudetowardscomputers.
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ZH公司是网购助手软件BWM的经营者。证据显示，如果用户计算机装上了BWM软件，那么在访问淘宝、天猫等网购平台主页时就被自动嵌入BWM标识和超链接，被诱导进入淘宝、天猫网购平台外的其它网站。淘宝、天猫认为ZH公司的软件挤占了网络资源，构成不正当竞争，对其提起诉讼。
请回答：
(1)电子商务不正当竞争行为的主要表现有哪些?
(2)分析说明本例属于哪一类电子商务不正当竞争行为。
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名词解释：消费者
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名词解释：销售三角理论
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名词解释：广义电子商务法
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请联系实际谈谈中国消费信贷业务发展的制约因素与对策。
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简述要约与要约邀请的区别。
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名词解释：网络信息传播权
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国外贸易公司从我国一家进出口公司购买小麦500吨，合同规定l月30日前开出信用证，2月5日前装船。1月28日信用证抵述卖方，有效期至2月10日。后由于卖方不能按期装船，故电请买方将合同的装船期延至2月17日，买方回电表示同意，但未通知开证行。2月17日货物装船后卖方到银行议付时，遭到拒绝。
请问：(1)银行是否有权拒绝付款，为什么?。(2)卖方应当如何处理?
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翻译：tangiblebenefit