Under the FOB term, the risk of loss or damage to the goods is transferred from the seller to the buyer when goods pass the ship’s rail in the ____.

UnderFCAterm，ifthechosenplaceofdeliveryoccursattheseller’spremises，thesellerisnotresponsibleforling.

Which of the following insurance coverage does not cover total loss of or damage to cargocaused by earthquake or lightning? (  )

The marine cargo insurance premium rates may vary depending on factors such as（）.

Which of the following coverage does not cover partial loss or damage resulting from natural calamities? ____